Your home was damaged. Now the hard part starts — unless you have someone in your corner.
Filing a claim when you're already dealing with a burned kitchen or a flooded basement is exhausting, and the insurance company knows it. You don't have to navigate it alone, and you don't have to accept the first number they give you. That's what we're for.
You're allowed to have your own adjuster
The adjuster who inspected your home works for the company writing the check. A public adjuster works for you — reading your policy, documenting your damage, and negotiating on your behalf. Most homeowners never know they have that option.
We review your claim — free
Send us what you have. We tell you honestly whether there's room to recover more, at no cost and no obligation.
We document the loss ourselves
We write an independent, line-by-line estimate of the real damage — the one the carrier's inspection didn't.
We handle the insurer
You stop taking their calls. We negotiate the claim from here, and keep you posted in plain English.
You get paid what you're owed
Our fee comes out of the settlement — and only if we increase it. If we can't help, you owe nothing.
What our neighbors say
Kitchen fire. Contractor quotes came in 300%+ above what the insurance was covering. Ed and John took care of every step — I signed a contract for a full kitchen replacement and only needed to pay my deductible. Thankful and grateful.
After my insurance denied my claim I called Key Adjusting. After three weeks I received a check for full coverage. These guys are quick and professional.
I'm a forensic engineer who has worked with the O'Briens on insurance projects for years. Both John and Ed are very knowledgeable. They operate with utmost professionalism and strong moral fiber in an at-times messy industry.
Find out what your claim is really worth — free.
Free review, no obligation — and no fee unless we increase your settlement.