Your insurance company sent their adjuster. Now send yours.
The adjuster who inspected your home works for the company writing the check. You're allowed to have someone on your side of the table — and it costs you nothing unless we increase your settlement.
- No fee unless we increase your payout
- Denied claims reopened
- Most claims closed in ~21 days
Get your free claim review
Takes 30 seconds. No obligation, no cost.
There are two adjusters. Only one of them is paid to help you.
Most homeowners don't know they're allowed to hire their own. That's the whole reason we exist.
The insurance adjuster
Employed by the company that owes you money
- Writes the estimate that limits your payout
- Decides what counts as "covered"
- Has settled thousands of claims. You've settled one.
- Is measured on how little the company pays out
Key Adjusting
Licensed public adjusters. Paid only if you get paid.
- We write our own independent damage estimate
- We read your policy for coverage they didn't mention
- We negotiate. You never speak to the insurer again.
- Our fee comes out of the settlement — never your pocket
Find your claim type
These are the searches Virginia homeowners are actually typing — and every one is a claim we handle.
Roof, Storm & Siding
Roof, storm, hail, and siding damage — get a fast, free estimate through our instant tool.
Learn more →Water Damage
Water doesn't follow line items — it wicks up walls and hides under floors. We scope the loss that actually happened.
Learn more →Fire & Smoke
After a fire the loss is bigger than the burn — and your policy is bigger than the carrier tells you.
Learn more →Underpaid Claim
The offer doesn't cover the repairs. We re-estimate the loss and reopen the claim.
Learn more →Denied Claim
A denial isn't always final. We review it for free and tell you, in plain English, whether it holds up.
Learn more →Lead with the number, not the adjective.
These are our clients' own words. The results were always there.
Kitchen fire. Contractor quotes came in 300%+ above what the insurance was covering. Ed and John took care of every step — I signed a contract for a full kitchen replacement and only needed to pay my deductible. Thankful and grateful.
After my insurance denied my claim I called Key Adjusting. After three weeks I received a check for full coverage. These guys are quick and professional.
I'm a forensic engineer who has worked with the O'Briens on insurance projects for years. Both John and Ed are very knowledgeable. They operate with utmost professionalism and strong moral fiber in an at-times messy industry.
Find out what your claim is really worth.
Free review. No obligation. And no fee unless we increase your settlement.